Step-by-Step Guide to Closing a Home Sale

Step 1: Accept an Offer

The buyer and seller agree on price and terms.

Step 2: Open Escrow

Funds and documents begin moving through the closing process.

Step 3: Complete Inspections

The buyer evaluates the property's condition.

Step 4: Finalize Financing

The lender completes underwriting and loan approval.

Step 5: Resolve Contingencies

Any inspection, financing, or appraisal issues are addressed.

Step 6: Complete Title Work

Ownership records are reviewed and cleared for transfer.

Step 7: Sign Closing Documents

The buyer and seller sign the required paperwork.

Step 8: Transfer Ownership

Funds are disbursed, ownership is recorded, and the transaction is complete.