No Refunds and Subscription Cancellations. All payments for goods, transactions and subscriptions are non-refundable and non-transferable except as expressly provided in these Terms or on the Site or via the Services. If you purchase a subscription, you may cancel your subscription at any time. However, upon cancellation, you will not receive a refund or prorated refund for any fees already paid, and your access to the subscribed Services will continue until the end of your current paid billing term.
If a cancellation request is received less than five (5) days prior to the next scheduled billing date, the cancellation will take effect at the end of the subsequent billing period.
Chargebacks and Disputes. If you initiate a chargeback or otherwise reverse a payment made with your Payment Information without our prior authorization, we may in our sole discretion immediately terminate your Account. You agree that we reserve the right to dispute any chargeback and to recover from you any bank fees, dispute fees, or other costs incurred as a result of an unjustified or fraudulent chargeback.